A single PAYE employee on €50,000 takes home about €40,358 a year in 2027 (€3,363 a month), against €39,592 in 2026. That is €766 more a year. A one-income married couple on the same salary gains €391. These are announced Budget 2027 measures, not yet law.
Single person, PAYE employee
| Gross a year | Net 2026 a year | Net 2027 a year | Net 2027 a month | Gain a year | Gain a month |
|---|---|---|---|---|---|
| €20,000 | €19,252 | €19,252 | €1,604 | €0 | €0.00 |
| €25,000 | €22,593 | €22,843 | €1,904 | €250 | €20.83 |
| €30,000 | €26,262 | €26,525 | €2,210 | €263 | €21.92 |
| €35,000 | €29,895 | €30,161 | €2,513 | €266 | €22.17 |
| €40,000 | €33,527 | €33,793 | €2,816 | €266 | €22.17 |
| €45,000 | €36,960 | €37,426 | €3,119 | €466 | €38.83 |
| €50,000 | €39,592 | €40,358 | €3,363 | €766 | €63.83 |
| €55,000 | €42,225 | €42,991 | €3,583 | €766 | €63.83 |
| €60,000 | €44,857 | €45,623 | €3,802 | €766 | €63.83 |
| €65,000 | €47,490 | €48,256 | €4,021 | €766 | €63.83 |
| €70,000 | €50,122 | €50,888 | €4,241 | €766 | €63.83 |
| €75,000 | €52,507 | €53,273 | €4,439 | €766 | €63.83 |
| €80,000 | €54,889 | €55,655 | €4,638 | €766 | €63.83 |
| €90,000 | €59,654 | €60,420 | €5,035 | €766 | €63.83 |
| €100,000 | €64,419 | €65,185 | €5,432 | €766 | €63.83 |
| €120,000 | €73,949 | €74,715 | €6,226 | €766 | €63.83 |
| €150,000 | €88,244 | €89,010 | €7,418 | €766 | €63.83 |
Married or civil partners, one income
| Gross a year | Net 2026 a year | Net 2027 a year | Net 2027 a month | Gain a year | Gain a month |
|---|---|---|---|---|---|
| €20,000 | €19,252 | €19,252 | €1,604 | €0 | €0.00 |
| €25,000 | €23,593 | €23,593 | €1,966 | €0 | €0.00 |
| €30,000 | €28,262 | €28,275 | €2,356 | €13 | €1.08 |
| €35,000 | €31,895 | €32,286 | €2,690 | €391 | €32.58 |
| €40,000 | €35,527 | €35,918 | €2,993 | €391 | €32.58 |
| €45,000 | €39,160 | €39,551 | €3,296 | €391 | €32.58 |
| €50,000 | €42,792 | €43,183 | €3,599 | €391 | €32.58 |
| €55,000 | €46,025 | €46,816 | €3,901 | €791 | €65.92 |
| €60,000 | €48,657 | €49,548 | €4,129 | €891 | €74.25 |
| €65,000 | €51,290 | €52,181 | €4,348 | €891 | €74.25 |
| €70,000 | €53,922 | €54,813 | €4,568 | €891 | €74.25 |
| €75,000 | €56,307 | €57,198 | €4,766 | €891 | €74.25 |
| €80,000 | €58,689 | €59,580 | €4,965 | €891 | €74.25 |
| €90,000 | €63,454 | €64,345 | €5,362 | €891 | €74.25 |
| €100,000 | €68,219 | €69,110 | €5,759 | €891 | €74.25 |
| €120,000 | €77,749 | €78,640 | €6,553 | €891 | €74.25 |
| €150,000 | €92,044 | €92,935 | €7,745 | €891 | €74.25 |
What changes in 2027
| Item | 2026 | 2027 (announced) |
|---|---|---|
| Standard rate cut-off, single | €44,000 | €46,500 |
| Standard rate cut-off, married, one income | €53,000 | €55,500 |
| Single person credit | €2,000 | €2,125 |
| Married or civil partner credit | €4,000 | €4,250 |
| Employee (PAYE) credit | €2,000 | €2,125 |
| USC 2% band ends at | €28,700 | €30,300 |
| Employee PRSI (Class A) | 4.35% | 4.35%, then 4.5% from 1 October 2027 |
Income tax rates stay at 20% and 40%. The USC rates of 0.5%, 2%, 3% and 8% and the €13,000 exemption are unchanged in the 2027 tables published by KPMG and Grant Thornton.
How the figures are worked out
Each row uses the same calculation as our take-home pay calculator, with 2027 values for the cut-off, credits and the USC 2% band. The Minister's statement gives the credit rises as €125 each and the Grant Thornton and KPMG summaries give the totals, so the €2,125 figures are the 2026 credits plus €125. Rows assume a full year in one PAYE job, no pension contributions, no other credits and no benefits in kind. The 2027 PRSI rate is the 4.35% in force in January; the weekly PRSI exemption and credit thresholds are assumed unchanged because no source we read announces a change.
The Minister put the gain for someone on €50,000 at "over €700" in income tax and USC combined. Our figure of €766 is consistent with that. At €30,000 a single employee gains €263. For how the pieces add up, see our Budget 2027 explainer. For this year's figures, see the 2026 take-home table.
These are estimates, not tax advice. Your payslip and Revenue are the authority.
Cite this page
SalaryCalculator.ie (29 October 2026). Irish take-home pay in 2027: Budget 2027 table by salary. https://www.salarycalculator.ie/take-home-pay-ireland-2027
Link to this page: https://www.salarycalculator.ie/take-home-pay-ireland-2027. You are welcome to quote figures and use the chart with attribution and a link. Corrections: conor@thedomainery.com.
Frequently asked questions
How much more will I take home in 2027?
On announced rates a single PAYE employee on €50,000 gains about €766 a year, or €63.83 a month. Anyone single earning €46,500 or more gains the same €766, because the extra band and credits are flat amounts.
Are these 2027 figures law yet?
No. They were announced in the Budget Statement of 6 October 2026. Revenue says the Oireachtas must amend legislation and that a Finance Bill will be introduced and debated, so the figures take legal effect only once it is enacted.
Does the PRSI rise in October 2027 change the table?
The table uses the 4.35% employee rate in force on 1 January 2027. KPMG reports a further 0.15 point rise to 4.5% from 1 October 2027. On €50,000 that costs about €19 in 2027 and €75 in a full year.
Why does everyone above €46,500 gain the same amount?
The standard rate band rises by a flat €2,500, which moves €2,500 of income from the 40% rate to the 20% rate, a saving of €500. The three credits rise by €125 each, worth €250 to an employee. USC adds up to €16. Together that is €766 once a single person's pay passes €46,500.
- Department of Finance, Statement by Minister Harris on Budget 2027 (6 October 2026)
- KPMG Ireland, Budget 2027: tax rates and credits
- KPMG Ireland, Budget 2027: income tax
- Forvis Mazars, Personal tax: Budget 2027
- Grant Thornton Ireland, Budget 2027 payroll summary
- Revenue, Budget information (Budget Statement of 6 October 2026)
- Revenue, Tax rates, bands and reliefs (2026 figures)
- Revenue, Standard rates and thresholds of USC (2026 figures)
- Citizens Information, PRSI contributions increase (1 October 2026)
Related: 2026 take-home table · Marginal tax rates · Budget 2027 explainer